Cookie Policy

Philadelphia Merchant Services respects your privacy and is committed to being transparent about how we use cookies and similar technologies when you visit our website. This Cookie Policy explains what cookies are, how we use them, your choices regarding cookies, and how they affect your browsing experience.

By continuing to use our website, you consent to the use of cookies in accordance with this policy. If you do not agree to our use of cookies, you should adjust your browser settings or refrain from using our site.

Why We Use Cookies

As a company providing payment solutions for Philadelphia businesses, we use cookies to:

  • Improve website performance and functionality

  • Analyze website traffic and usage to enhance user experience

  • Personalize content and remember user preferences

  • Enable secure login and access to account features

  • Track marketing effectiveness and user engagement

  • Comply with applicable regulations and enhance data security

Cookies help us understand what our visitors are interested in, allowing us to tailor our services to better meet your needs.

Types of Cookies We Use

Philadelphia Merchant Services uses several types of cookies, each serving a specific purpose:

A. Essential (Strictly Necessary) Cookies

These cookies are critical for the core functionality of our website. They enable secure login, form submissions, and navigation. Without these cookies, our website cannot function properly.

Examples include:

  • Session cookies for login authentication

  • Cookies to remember cart or form data during a session

  • Security cookies that help detect fraud and protect user data

B. Performance and Analytics Cookies

These cookies collect information about how visitors use our website. We use them to track site performance, identify issues, and improve navigation.

They help us:

  • Monitor traffic sources and popular pages

  • Understand user behavior on the site

  • Optimize site performance for all devices

These cookies do not collect identifiable personal information and are aggregated for statistical analysis.

C. Functionality Cookies

These cookies allow the website to remember user choices and provide personalized features such as saved preferences or localized content.

Use cases include:

  • Remembering your language settings or preferred pages

  • Auto-filling previously entered form data

  • Adjusting layout or font size preferences

D. Targeting and Advertising Cookies

We may use these cookies to deliver relevant advertising based on your interests or browsing history. They also help limit how often you see certain ads and measure the effectiveness of campaigns.

In some cases, third-party advertisers or analytics services (e.g., Google Analytics) may place cookies on your device through our website. These cookies are subject to their respective privacy and cookie policies.

Managing and Controlling Cookies

You have the right to control and manage cookie usage. Most web browsers automatically accept cookies, but you can modify your browser settings to decline or delete cookies if you prefer.

How to Manage Cookies:

  • Browser Settings: Go to the “Settings” or “Preferences” section of your browser and locate the privacy or security tab. From there, you can block or delete cookies.

  • Opt-Out Tools: You may use browser extensions or tools such as Google Ads Settings or Your Online Choices to opt out of targeted advertising.

  • Cookie Consent Banner: Upon your first visit to our site, you will be presented with an option to accept or manage cookie preferences.

Please note that disabling some cookies may affect the performance and functionality of our website. Some features, such as secure login or form submissions, may not work correctly.